Jump start your cash flow and gain instant access to working capital through unpaid invoices
We can show you how to access working capital from your outstanding invoices within 24 hours, it’s that simple...
Reasons why you’d use debtor finance or factoring?
- The more you work, the busier you get, the less money you seem to have in the bank
- Constantly waiting for invoices to be paid which puts pressure on expenses
- If you took on any more customers or orders, you’d struggle to make payroll and pay suppliers
- You approached the Bank but they want to tie-up all your assets
- Your credit history is either insufficiently established or poor
- You’re able to take advantage of early payment discounts with creditors and suppliers
- Facilities ranging from $50,000 – $1,000,000
- Flexible terms and structures
- Privately funded enabling faster setup times
- Funding available Australia wide
- Property security is not a requirement
How it works
- You create goods or perform a service
- You invoice your customer
- You then send AR Cash Flow a copy of the invoice
- We pay you up to 90% of the invoice within 24 hours
- Your customer pays the invoice
- We then pay you the balance less a small administration fee
Key Benefits
- Funds to you within 24 hours of invoicing – no more waiting up to 120 days for payment
- Meet payroll and supplier expenses
- Real estate (plant/equip) security not a requirement
- Enables early payment discounts from suppliers+ economies of scale through bulk buys
- Optimize stock levels and workflow
- You can receive debtor financing even if you have only 1 or 2 customers
Related video:
Interview the Product Specialist: What is Purchase Order Finance & Debtor Finance? (video)