“No business is too small”
The common advantage of invoice factoring (debtor finance) is that it accelerates cashflow.
Normally the money it costs to produce a good/service is tied up in debtors and is not available for the business to use until payment has been received.
Some of the benefits are listed below:
- Factoring invoices (receivables) provides you with predictable cash flow.
- You will no longer have the uncertainty of when you’ll be paid
- No real estate security is required
- Your receivables factoring line has no set maximum and is tied to your sales growth. The more you sell - the higher your financing line
- The factoring company helps you determine the credit of your customers before you sell to them. This helps reduce bad debt significantly
- Accounts receivable factoring lines can be set up in a few days
- Factoring fees are a tax-deductible business expense.
- Factoring provides you cash flow without an increase in liabilities due to a loan.
- Factoring eliminates the monthly payment associated with a conventional loan and no debt is incurred.
- Once you begin factoring, you can have adequate cash flow and liquidity to pay your suppliers on time.
- Take advantage of supplier discounts.
- With additional working capital you can increase your business and make more profits.
- Flexibility! We have immediate funding available for expanding startups, micro, small to mid-size companies.
- Does not restrict your company to a fixed line of credit. Instead, the line increases as your sales grow.
- Maintain relationship with your bank for future financial needs.
How do I decide if Factoring is right for my company?
- Are you a start-up business who has not yet qualified for bank financing?
- Are you experiencing seasonal or rapid growth?
- Are you encountering a non-bankable position due to turnaround?
- Are you having difficulty meeting your payroll obligations?
- If you answered any of these questions yes, then Factoring may be right for your company.
- Once your account is established, funding is very simple with no inconvenience to you or your customers.
- Submit invoices billed to qualified customers, together with supporting documents, and you will receive funding within 24 hours.
A strong cash flow will give your company the competitive edge it needs. Contact us today to see how we can help give your company that competitive edge.
Factors don’t lend money; they buy an asset that a small business owns. AR Cash Flow buys your accounts receivable (or invoices).
AR Cash Flow purchases your accounts receivables (or invoices) on an "as needed" basis. This allows you to control your total cost without incurring maintenance or penalty fees that may be associated with other financing.
Your company maintains control by selecting the accounts and invoices you choose to factor.
If you have an immediate cash flow funding requirement please feel free to call our office on 1300 652 158, enquire online or email info@arcashflow.com.au. We are here to help you.
