“AR Trade Finance offers a wide range of international finance and services to importers and exporters in Australia to facilitate International transactions and protect against credit losses.”
This relieves you from having to wait 30 to 120 days to get paid by your international customers. This advance provides you with the necessary cash flow to pay suppliers and employees.
Anybody coming into the wine industry has to invest a lot in equipment. Return on capital in the wine industry is not great. Most of our customers are on open credit. So we invest in the inventory, we send it out, then we’ve got to wait 3-4 months before the money comes back in, so someone like AR (Cashflow)makes a big difference to us because a lot of that cash we can access immediately. There are a whole range of things that we can do to make things a lot easier for ourselves. Obviously outsourcing and minimizing capital investment is one thing, utilizing AR is another.