Cash Flow Buzz

How To Develop A Basic Cash Flow Strategy For Small Business

Middle class Australia, where the poodles run free!

I like small business. I like the people that work in it. They’re real. Most corporations are sheltered workshops for the middle classes.
The people that work in them use a lot of hair product, gad about in 4-wheel drives during the week and talk about global warming, private [...]

Effect Of Invoice Factoring On The Cash Flow Cycle

The plug again for Invoice Factoring. Let’s take a quick look at Invoice Factoring again, after all it is our main service offered to small businesses so we are allowed to plug it once and a while. The typical business cash flow cycle involves delivery of goods or services, along with the invoice to the customer…

Quality Control, Does It Improve Cash Flow?

Don’t let your business breakdown from poor quality. Any business strives to ensure that goods against orders are supplied properly, and any possibility of goods returned is minimized. This is because, returned goods mean that the customer is either not happy with the goods….

Accounts Receivable Cash Flow, Your Lifeline To Survival

Rescue your cash flow by keeping on top of your debtor payments

Accounts receivable is a vital cash driver because at the end of the day, your business day’s receivable could be the defining factor in terms of the financial viability of your business.
Cash is practically the lifeblood of your business and it drives each and [...]

Business loans & invoice factoring

Getting a business loan may not be that easy given the current economic scenario. It does not matter whether your company is small or big, the answer is going to be along the usual lines “we’ll be in touch” and that’s the last you get to hear from these guys, at least, in the immediate [...]

Invoice factoring like never before!

Factoring is a great way for companies to access money tied up in their invoices, offering them a cash flow that can help sustain a business. Factoring is a process by which one company sells off its outstanding invoices to another, for less than their face value.
Naturally, this process is beneficial to both the buyer [...]

Cash flow & factoring are like peas in a pod

I have been reading an article in the Wealth Creator magazine (wealthcreator.com.au) and the trend in the majority of the articles is the economic climate and the toll it is and going to take on small businesses.
One particular article I noticed was the “to do” list for SME’s this year written by Sue Prestney (MGI [...]

The Just In Time Approach (Jit) To Business Finance

I am sure you are familiar with this inventory strategy associated with the processes of reducing stock and therefore carrying a minimum cost.
The Japanese car manufacturers have pioneered this approach for its many advantages: Improve productivity, eliminates waste, improves quality, saves costs and brings production in line with demand.
Now, you are asking yourself, what does [...]

Cash flow is king, welcome to 2009

The old cliché of ‘cash is king’ has never been more important than at the present time. Traditionally most businesses have relied on some form of third party funding whether it be bank overdraft or business loans.
“Now may be the time to consider alternative forms of funding such as invoice factoring, which is increasingly popular [...]

2009 will be a happy new year for some

We are all hearing the doom and gloom story and in a recent article by Paul Strzelecki, Managing Director of Yorkville Advisors UK (read it here) he states that “Next year begins with an unprecedented situation: up to 20 of the OECD nations will be in recession.” Hopefully we are likely to be less affected than most [...]

Protecting you cash flow with debtor insurance

One of the main things I hear from business owners who have been around a while is “I lost a heap of money to one customer when they went broke” or “I almost had to shut down my business because I lost a lot of money to one customer”. You always hear of [...]

Finance for small transport and trucking businesses

Recently we have noticed a surge in the number of small trucking businesses approaching us for assistance with their cash flows. The main cause of pain for these companies is the fact that the truckies need to purchase their fuel upfront nad cannot get credit to obtain it.
Fortunately, the recent falls in fuel prices will [...]

Invoice correctly and avoid customer disputes

One of my main concerns leading up to Christmas and with credit tightening is that businesses can and will make any excuse to delay payments or even not pay invoices at all. Simply by not putting the words “tax invoice” can give rise to a dispute.

We come across many small business owners who do [...]