Cash Flow Buzz

What Is Invoice Factoring All About?

The answer to your cash flow is locked up in your invoices!

Okay – it’s about time we got a good understanding of what invoice factoring is and how it works. One of the most appealing definitions of factoring is “a non-debt solution to cash flow needs”. It is literally money at your fingertips. Factoring [...]

How Does Purchase Order Finance (AKA Import Finance) Work? (training video)

Usually used for when you have a large order placed by your customer that you cannot afford to get manufactured. You’ve used up all the money tied up in your invoices for working capital. Now you require even more more cash to take on those orders. SOmetimes this kind of finance is known as Import [...]

Fourteen Top Debt Collection Tips To Help You Get Paid

The most common problem we find with clients is their inability to make those very important collection calls for overdue invoices. Most small businesses struggle with this aspect as usually the person doing the collecting is the person who is doing the work which can make it a little daunting to pick up the phone.
Take [...]

I am Lost Trying To Choose The Right Factoring Provider

We often refer potential client on to other factoring companies or banks so we have put together a brief overview of how to communicate with a potential factoring provider. Have a read of this brief blog post and get an idea of what will be discussed when you start calling around…

What Additional Services Does An Invoice Factor Provide?

The primary service is, of course, factoring. Factors are in the service industry and, in addition to their main job, they also provide several extra services that can be highly beneficial to your business. So make sure to find out what else the factor can do for you besides factoring your invoices. Some of these [...]

What is Forensic Accounting? (training video)

If you have ever wondered what is involved in the field of forensic accounting, then this video will leave you in no doubt.

How do you keep your business going? Paul Sweeney, Managing Director of SV Partners gives some valuable advice (training video)

“A wise man puts all his eggs in one basket and watches that basket like a hawke” – not sure who wrote that, I read about it (in a book). This week we are extremely lucky to have the opportunity to interview the Managing Director of SV Partners.

How do running costs or operational expenses and cash flow relate?

After you have tried your best to improve sales growth, cut costs while maintaining quality and competition, reworked your distribution channel strategy to expand your market while maintaining a steady gross margin, the next step is to concentrate on operating expenses. Where does it all end?

How do I improve my gross margins without losing business?

Maintaining and growing gross margins is a key driver in keeping your business in profit and maintaining a healthy cash flow. At the same time, you must constantly be working out ways of increasing your margin while not losing PROFITABLE customers. This article touches on factors to take into consideration when increasing margins.

How do I Find the Right Factor or Invoice Financier for my Business?

When or if you ever come to the realisation that invoice discounting or factoring could be the right solution for your business, then you need to set about finding the right factor suited to your business. Having been in the industry and worked with many referral sources I can give you some simple advice in your search.

What is the key to growing your business without exploding?

A large proportion of businesses fail when they are in a growth phase. The main reason this occurs is a severe lack of planning resulting in no cash in the bank to pay expenses. These failed business managers don’t know how to say no to business that they cannot afford to take on.

Why are you in business? Is it because you couldn’t get a job? Or, is it so you can sell it?

In the excellent book E-Myth by Michael Gerber, Michael points out that the primary reason for starting and building a business is to one day sell it. If he is correct in his hypothesis, and I must say that I agree with him, then you need to look at some of the factors that make your business valuable.

How Can I Use Factoring or Invoice Discounting To Benefit My Business?

The blanket question here is – suppose you had access to unlimited cash for your business. How would you spend it? Would you be able to achieve something that you are unable to right now, because you don’t have the cash?

Risks of which Factors and Invoice Discounters Must Be Wary

I have on occasion been asked by colleagues (outside of the invoice discounting industry) where the risks lie in the invoice discounting or factoring business. Being an insider in this business it is quite obvious to me what the risks are, however to outsiders I may need to go into a little detail. This post deals with the risks for the financier.

What does it mean when somebody says “Cash Flow is a problem”? (training video)

When I ask a business owner what their biggest challenge is and they answer “cash flow”, I start to wonder what that means. What exactly does somebody mean when they say cash flow is a problem?
In this video post I look at what goes into the makeup of cash flow and drives it through a business.