Cash Flow Buzz

Invoice Factoring And Discounting – The Australian History

Ok so we have covered the history of invoice factoring in our last blog post, so now it’s time to focus on how it all began in Australia. Factoring saw its beginnings in Australia in the early 1970s initiated by the non bank financial institutions and organizations…

Invoice Factoring And Invoice Discounting – A Brief History

Never heard of invoice factoring before? Thought it was something new? You will be surprised to know it’s almost as old as sliced bread! Get the history and learn if you might benefit from using it. The concept of invoice factoring revolves around buying a business’s unpaid invoices…

Effect Of Invoice Factoring On The Cash Flow Cycle

The plug again for Invoice Factoring. Let’s take a quick look at Invoice Factoring again, after all it is our main service offered to small businesses so we are allowed to plug it once and a while. The typical business cash flow cycle involves delivery of goods or services, along with the invoice to the customer…

Purchase Order Finance – How Can Your Business Benefit From It?

Purchase order finance is one of the best ways for a business to get almost instant access to funds. Every business faces a cash crunch at some time or other, particularly when suppliers are waiting to be paid, and there is no way you can get your own accounts receivables within the next thirty days. This latest article explains in details the process…

What Is Invoice Factoring All About?

The answer to your cash flow is locked up in your invoices!

Okay – it’s about time we got a good understanding of what invoice factoring is and how it works. One of the most appealing definitions of factoring is “a non-debt solution to cash flow needs”. It is literally money at your fingertips. Factoring [...]

I am Lost Trying To Choose The Right Factoring Provider

We often refer potential client on to other factoring companies or banks so we have put together a brief overview of how to communicate with a potential factoring provider. Have a read of this brief blog post and get an idea of what will be discussed when you start calling around…

What Additional Services Does An Invoice Factor Provide?

The primary service is, of course, factoring. Factors are in the service industry and, in addition to their main job, they also provide several extra services that can be highly beneficial to your business. So make sure to find out what else the factor can do for you besides factoring your invoices. Some of these [...]

How do I Find the Right Factor or Invoice Financier for my Business?

When or if you ever come to the realisation that invoice discounting or factoring could be the right solution for your business, then you need to set about finding the right factor suited to your business. Having been in the industry and worked with many referral sources I can give you some simple advice in your search.

How Can I Use Factoring or Invoice Discounting To Benefit My Business?

The blanket question here is – suppose you had access to unlimited cash for your business. How would you spend it? Would you be able to achieve something that you are unable to right now, because you don’t have the cash?

Risks of which Factors and Invoice Discounters Must Be Wary

I have on occasion been asked by colleagues (outside of the invoice discounting industry) where the risks lie in the invoice discounting or factoring business. Being an insider in this business it is quite obvious to me what the risks are, however to outsiders I may need to go into a little detail. This post deals with the risks for the financier.

What Are Invoice Finance Rates And Fees? How Much Does It Cost?

Continued cash flow helps a business survive. In reality, most businesses constantly struggle to meet their operational expenses, while groaning under the weight of accounts payable and delays in accounts receivable. In such a scenario, invoice factoring has emerged as an excellent solution that gives the business immediate access to cash, without the shadow of debt. With invoice factoring, the business is not at the mercy of banks and their tough procedures, or lenders who expect a share of the business.

The Concept Of Debtor Finance – Why Every Business Should Consider It

Every business is constantly looking at ways to control its cash flow and increasing its working capital.
Debtor finance is a working capital solution that easily tops the list. Also known as invoice discounting or factoring, Debtor Finance gives the business that much needed finance based on its accounts receivables. A business can hope to receive as much as 90% of its invoice value for a reasonable fee. Here, the main point to note is that the business is not getting into debt by using this highly effective method, does not have to provide any security in the form of immovable assets, or face the hassle of time-consuming documentation and security.

To Factor or Not to Factor? That’s the Question

Factoring is a means of accessing cash flow from your business.
However, you have to be wary about when to use it and when it may not be the right solution. For instance, if you are barely surviving and you are desperate to get hold of cash to clear up past bad debts, suppliers’ bills, and [...]

AR Cash Flow Debtor Finance Caramelises Future of Manufacturing (training video)

AR Cash Flow has successfully applied debtor finance facilities to rapidly growing manufacturing and wholesaler without the need for real estate security and red tape.
Their latest deal has been done for Cintra Estate, originally from the Hunter Valley, who are very pleased with the reduced pressure on their cash flow as a result of debtor finance.

Which Accounts To Factor?

Is there a right account and wrong account to factor?
Let’s see – now, a majority of people assume that the best invoices to factor are the ones involving the most delayed payments. The best invoices to factor are the ones that pay soonest – within the agreed upon period.