Cashflow Blog

The short answer to this question is yes. Before you go to your finance broker asking him to source bridging finance, you may need to consider the following: Most lenders don’t just walk in and take possession of a property because you are a few days late on payment. It usually is the result of …

Here is another change to Debtor Finance product terms that you might find handy. What is the Change? Clients can now use our finance facilities without an effective lock in contract. This means that you can sign a 12, or 24 month cashflow or trade finance based facility with us and you can terminate our facility at …

Here is why this option is now available to clients. Most debtor financiers keep their pricing down by offering a fixed minimum annual contract fee. For some clients, where they have fixed supply agreements with customers or have a solid cashflow forecast, this is a great option. Yes, you can still take up the fixed …

Why overhaul and restructure our introducer compensation plans? Our new commission structure brings AR Cashflow’s product offering in line with Northern Hemisphere debtor finance and factoring models. It is a result of consultation with both local and North American participants.  Australian Debtor Financiers, Invoice Discounters and Factors have not historically recognised the value that consultants …

What’s the trouble with caveat loans? In this video Daniel provides a rundown on caveat loans and compares them with private mortgages across a number of elements, including servicing, up front fees, settlement speed and LVR. Let’s find out more about this in the video below. For an appointment with a Product Specialist call the office …

Do we accept credit card payments from our clients customers? The short answer is no. But not without good reason. In this video we outline the issues (in our experience) with accepting credit cards as payment. Perhaps after this you too will consider not to allow credit cards in your business. But first let’s dig …

Welcome back to Mortgage Mondays! Here is our latest investment opportunity. Indicative Terms: RETURN to INVESTOR: 12% TERM: 12 months SECURITY:  1st registered mortgage/light industrial LOCATION: Sefton LVR: approx 35-45% GROSS LOAN AMOUNT: 250K EMV: 800K VALUATION: TBU For more information call the office on 1300 652 158 to secure an appointment with Daniel. AR Mortgages Pty …

Internal business development executive Let your strengths shine in this newly created role, suitable to someone savvy, well presented, quick on their feet and keen as mustard to work their way up! Juggle a range of tasks from sales to marketing to a high level of administration. You are a dynamic and smooth communicator who …

There are some significant differences between cash flow products offered by debtor financiers and products offered by bank providers. I often get asked about the differences by introducers, who struggle to educate their clients. This is natural, as much as cash flow finance has grown over the years, it is still relatively unknown. Here is a …

We’re looking for a dynamic individual to join our team! Super charge the quality of the content being produced by AR, from a technical, well-researched and engaging perspective. Get that content out there and consumed. If you are driven, creative, think outside the box and love producing quality content that resonates with your audience then …

A common question we get asked is ‘If I invest into this type of mortgage, does my name then go on the mortgage?’ The answer to that is yes and no. It’s really up to the investor. But more importantly why would an investor choose one over the other? Check out a couple reasons why …

I have been a business owner for almost 13 years now. I have learned a lot from observing my clients, and of course from my own experiences. My process is not perfect. I am a firm believer in change and re-invention, so my process is always evolving. My staff will read this and no doubt point out …

We all know why the Smart Money invests in private mortgages – simple, the return. The real questions is; How do they do it so they don’t lose money? Find out with this insider guide. The guide will cover the following topics; What is a private mortgage? (in case you did not already know) Who …

Bad debtors and Debtor Finance get on like oil and water. Ageing Invoices can hurt your cash flow even with Debtor Finance. Why is this topic so important? We have seen a number of clients over the years bring us in to solve a cash flow problem, only for the problem to return at a …

“We can give you an answer within hours & settle in days” This week AR Cash Flow is featured in the lastest issue of The Finance Professional. In this article Daniel dishes on the trends in Debtor Finance, the benefits of a Trade finance facility to the broker plus talks about why debtor finance has …